Buying a new home is supposed to be one of the most exciting times in life, but what about getting stuck with the bill for previous roof damage before you even move in? It’s a tough spot to be in, and it does happen. In one publicized case, a new owner was hit with $16,000 worth of hail damage that occurred in between inspection and closing. The insurance policy was not in effect yet, and it was unclear whether the damage was covered by the previous owner’s insurance. To avoid you being put in the same position, we at Peak Roofing & Construction recommend a roof inspection before buying as well as determining whose insurance covers any potential damage before closing. Here’s how to inspect a roof for damage before purchasing a home.
When you do a pre-closing walk-through of a potential home, make sure to check for obvious signs of wear and tear. Leaks and water spots are two indicators that the roof isn’t performing as it should. Look for ceiling spots and water stains as you inspect the interior of the house.
Inspecting a roof for hail damage before purchasing a home includes checking the metal parts of the roof including vents and valleys for signs of impact. If you find any marks, these will reveal the size and intensity of the hail. Next, check the shingles. Asphalt shingles will show wear from hail in the form of bruising, cracking, dimpling, or exposed black substrate.
Hire a Professional
If you or the current owners are unable or unwilling to inspect the roof, hiring a professional contractor to perform an inspection is highly recommended before closing. In most cases, the current owner’s insurance will cover the cost of the inspection and repairs for a roof that has been damaged by hail.