Summer is upon us, and with that comes the risk of a severe storm wreaking havoc on your roof. It is some comfort that damage to your roof would be covered by your homeowner’s insurance, but they do not always pay out as expected. Unfair reimbursement is on the rise, as insurance companies refuse to pay what is due. Here are a few useful tips that you can use to ensure you will be reimbursed fairly for damage to your roof.
Regular Roofing Inspections
Many disputes with insurance reimbursement deal with storm damage. It is hard to establish when the damage actually occurred. Performing regular roofing maintenance and inspections can solve this potential issue. When you have a professional roofing company come to inspect your roof, you can have paper evidence, by way of a report or receipt that details any roof damage that has occurred. That way if a severe storm causes damage, it would be easy to establish a time line. It is also just good practice to check your roof for damage to prevent costly leaks.
Take pictures of your roof when you have an annual inspection done. After you have noticed damage after a storm, take pictures and keep them in a safe place. This will help to also document the condition of your roof.
Ask For a Second Opinion
If you are not happy with the inspection that the first insurance adjuster has come up with, you are free to ask your insurance agent for a second adjuster to come out and look at your roof.
If you need assistance repairing your roof after a storm, contact Peak Roofing & Construction at (972) 335-7325. We would be happy to assist you in roofing maintenance, repair, and installation. We also deal with insurance companies on a regular basis. If you have any questions, give our roofing experts a call.